Our first acquaintance with this payment system was made on one of the Internet forums as early as 2007. In topic author has mentioned some Swiss payment system, which according to him could replace e-gold. Since that moment Perfect Money was mentioned everywhere throughout the Internet. So, the editorial staff of ECJ decided to investigate what Perfect Money system is, to define whether it is an analogue of Swiss bank in the Internet indeed and how attractive this system is for e-currency and e-banking users?